Clear Path Advisory

CONNECT

Address:

1777 Reisterstown Road
Suite 285
Pikesville, MD 21208

Phone:

(410) 486-5242

Fax/Other:

(410) 486-5243

Our Team

 

Michael Steinhardt, CLU, ChFC, AIF
michael@clearpathadvisory.com
President

Michael first entered the financial services industry in June of 1986. Following in the footsteps of his father, he chose to focus on insurance and launched a successful career at Berkshire Life. After almost 20 years helping clients to meet their insurance needs, Michael changed his focus with the aim of building a client-centric financial planning practice rooted in process. His experience, passion and demeanor are all positive attributes in helping clients forge their own path towards financial independence.

Michael holds a bachelor's degree in finance from the American University. He has also earned the Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU) and Accredited Investment Fiduciary (AIF) designations.

Michael and his wife Jennifer, have two children, Tyler and Gabrielle, and two dogs.


Schedule an appointment
to meet with Ben

Ben Offit, CFP®
ben@clearpathadvisory.com
Partner

 

Ben began his career in financial planning in 2009 when he discovered he wanted to combine his passions of making the world a better place while simultaneously building an unlimited business. After building up his own firm, Offit Financial, for 7 years, he merged with Michael Steinhardt to form Clear Path Advisory, Inc. in 2016.

Ben graduated with a degree in Entrepreneurship from the Robert H, Smith School of Business at the University of Maryland. He also maintains securities Series 6, 63, 65, 7 registrations, his Life, Accident & Health Insurance license, Property and Casualty Insurance license, and he is a CERTIFIED FINANCIAL PLANNER™ professional. He specializes in working with young professionals, entrepreneurs, and people approaching retirement and retirees.

Ben is an ambitious guy, a great listener, and has an excellent work ethic with high integrity. Clients give high marks to Ben's communication style; in contrast to many other practitioners, he explains technical planning concepts in terms that clients can understand. He also is especially thorough and follows through with what he says he's going to do.

Ben lives in Baltimore City and loves to spend time with his wife Amanda, their dog Ray Ray, and being with family and friends. In his spare time, Ben also enjoys playing sports and exercising, reading, trying new restaurants, traveling internationally, the Baltimore Ravens, and serving on the Board of the Conflict Resolution Center for Baltimore County.


Barbara Owens
barbara@clearpathadvisory.com
Director of Insurance

Barbara's role is a dual focus on the insurance division and wealth management site of our firm. She oversees the entire process of working with clients regarding their risk management. She also initiates the opening, servicing, and supporting of the wealth management site.

With over 30 years of experience in the financial services industry, her dedication and loyalty factor in to the success of long standing relationships. She has worked with many of the firms clients over two decades. Barbara also holds her Life and Health Insurance license.

Barbara enjoys spending time with her granddaughter Finley and also taking long walks on the beach and dancing.

 


Lisa (Disney) Hergenhan
lisa@clearpathadvisory.com
Director of Investment Operations

Lisa's role with the firm is centered around investment operations, office management and client relations. She is responsible for onboarding clients as they come into the firm and assisting in supporting the overall client experience.

She has over 15 years of experience in the financial services industry. Lisa earned her Bachelor's Degree in Business Administration at Stevenson University.

 

 


Jeanne Berger
jeanne@clearpathadvisory.com
Retirement Plan Support Specialist

Jeanne's role is to support the firm's Retirement Plan clients. She is responsible for gathering information for plan level reviews, participant reviews, documenting the process, updating client vaults, and scheduling meetings. Having owned and operated her own business, she understands the importance of client relationships.

She graduated from Stevenson University with a Bachelor of Science degree in Early Childhood Leadership and has a working background in banking, real estate, title work and early childhood education.

Jeanne is a lifelong resident of Baltimore County and enjoys spending time with her three grandchildren, playing Mahjong, knitting, bowling, and the beach.


Sandy Patterson
spatterson@pfg-benefits.com
Director of Group Benefits

Sandy is responsible for overseeing group health, dental and voluntary benefits of the firms clients. With over 20 years of experience in the industry, she offers our clients a focused approach to group benefits, hands-on support and detailed knowledge in this specialized field. Sandy operates her practice out of Hunt Valley. Her areas of focus include group medical, group life, group dental and HSAs.

Sandy is an active alumna for Bryn Mawr and also volunteers her time for other community services. Her interests include gardening and landscape design.

 

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck